Trauma Insurance Claims

Trauma Insurance ClaimTrauma Insurance (often referred to as Critical Illness Insurance) provides financial relief to you and your loved ones in the event you are diagnosed with one of a predefined list of critical illnesses.

Trauma Insurance policies vary drastically in what they cover with the number of conditions being covered ranging from as little as 10 to as many as 60.

The leading causes of Trauma Insurance claims in 2013 were Cancer, Heart Disease and Neurlogical Diseases (Stroke, Multiple Sclerosis, Parkinson’s Disease etc)[1]. These claims saw more than 4,500 Australians receive over $620 million in payouts. Whilst the financial, physical and emotional damage that these illnesses create differs from case to case, the financial relief that Trauma Insurance provides is almost always tremendous.

At Insurance Claims Advisers, we specialise in the end-to-end management of claims for Disability insurances such as Trauma Insurance. Our significant expertise in this field has allowed us to provide many people around Australia with the claims outcome they deserve. We have helped many Australian’s that have had their Trauma Insurance claim declined or denied. We are able to leverage our knowledge and industry experience to advocate for you when you need it most.
Our experience in handling Trauma Insurance claims, as seen here, enables us to determine the likelihood of your claim being successful after our initial assessment. Upon receiving a report from your doctor as well as a copy of your policy schedule, we will be able to begin the claims process.
There are many nuanced aspects to policies and claim forms alike which can unfortunately result in poor outcomes should you not have any assistance with your Trauma Insurance claim. Although claiming trauma insurance might seem straight forward at times, we have seen countless claims rejected as a result of the client misunderstanding the claim forms they have been required to complete. Further to this, on occasion there is ambiguity in terms of the medical evidence required to assess the claim, resulting in their being unnecessary delays in access funds during this crucial time.
If you are struggling with the Trauma Insurance claims process or have had your Trauma Insurance Claim declined, consulting one of our team at Insurance Advisers may help in ensuring you receive the medical attention you deserve, and at the same time give your loved ones the financial freedom to care for you.

[1](Industry Stats 2013, The Risk Store)